Monday, 24 January 2011

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When suppliers or individuals fall prey to unfair opponents, irate ex-employees or disgruntled customers, then a SERM will become significant in the financial survival of the internet business.

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Hype Is Not News But We Keep Acting Like It Is

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Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

American fitness guru Jack LaLanne died Sunday afternoon at his home in Morro Bay, California, according to his long-time agent, Rick Hersh. He was 96. The cause, said Hersh, was respiratory failure due to pneumonia.

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

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Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

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Hype Is Not News But We Keep Acting Like It Is

This morning I read a headline from the Wall Street Journal that had promise, especially as it could impact online ...

AMERICAblog News: WikiLeaks: Middle East peace process exposes ...

Jack LaLanne dead at 96 – This Just In - CNN.com Blogs

Tuesday, 18 January 2011

personal finance and budgeting

Intuit-owned Mint.com is heading to schools today with the launch of a free, online program designed to educate middle-school students about personal finance and financial management.

Mint has partnered with educational publisher Scholastic to develop materials that parents and teachers can use to teach children the ins and outs of personal finance management. The materials includes lesson plans as well as an interactive game, to teach children money management, budgeting and goals.

For example, the program teaches children the concept of compound interest with real-life math problems, and encourages children to set goals and budgets with their own current work opportunities (i.e. babysitting).

Mint says the curriculum will be expanded to 30,000 classrooms nationwide early next year. Considering the state of the economy and credit, teaching children financial literacy and sounds personal finance practices at an early edge is an incredibly important initiative. In terms of branding, this is a big win for Mint, which can start building awareness of its tools among students at an early age.

Five Best Mobile Personal Finance Tools

It's easy to convince yourself to spend and save responsibly when the numbers are right in front of you, but it's a different story when you're on-the-go. These five great mobile personal finance tools keep your money goals nearby at all times.

Photo a composite of images by neernijus and mellowr.

Smartphones have brought nearly every aspect of desktop computers to your pocket; it only makes sense they'd bring money management, too. Earlier this week we asked you to share your favorite mobile personal finance tool. Now we're back to highlight the five most popular options.

Mint (Android/iOS, Free)

Popular web-based personal finance tool Mint has an equally as popular mobile application for Android and iOS devices. It sports the same simple design as Mint's main site and makes it easy to track your spending, receive alerts about bills and budget issues, and monitor your savings goals. It's polished, the graphs are easy to read, and the total-overview that Mint provides helps keep you on top of your personal finances in ways other tools don't.

Pageonce (Cross-Platform, Free)

Pageonce isn't only about personal finance, but it does personal finance well, and it's available for nearly every mobile platform around. On top of a web-based interface, they have highly polished apps for Android, iOS, BlackBerry, and Windows Mobile (including the newly released Windows Phone 7). It's easy to get real-time updates via email or push notifications on your phone, set alerts to warn you about impending bills or overspending, and view all of your financial stats in eye-catching charts and graphs.

EasyMoney (Android, $9.95)

EasyMoney is an Android-only personal finance manager that includes a home screen widget for speedy transaction inputs, bill notifications, graphs to help you analyze and chart your past and future spending, and a host of small but very useful features like the ability to split transactions between multiple categories. Easy Money also includes a tool for photographing receipts and importing data as well as a checkbook register and easy import/export to .CVS files. EasyMoney offers a 30 day-trial if you're on the fence about spending $10 on the app (consider also, many of the features in EasyMoney are paid upgrades on similar applications).

Pocket Money (iOS, $4.99)

Pocket Money puts a sweeping view of all your accounts and transactions right on your iPhone or iPad. You can manually enter transactions, create repeating transactions based on cycles or dates, create custom filters to view your money the way that is most useful to you, and more. On top of the plethora of features in the stock app you can expand the feature set with in-app purchases like the $0.99 Photo Receipts plugin that allows you to photograph your receipts and import the transaction data off them. Pocket Money has a companion desktop application available for Windows, Mac and Linux—a nice break from the common pattern of iOS apps having Mac-only desktop companions.

ProOnGo (Cross-Platform, Starting at $0.99/Month)

ProOnGo is the most distinctly business-oriented tool in this week's Hive Five. You could use it as a personal finance manager if you desired but the feature set is weighted heavily towards business users who need to track things like automotive mileage, business-related expenses, and generate reports for tax purposes and submission to their company. The basic package runs $0.99/month and is limited to manual entires and expense report generation, the premium package runs $4.99/month and includes web-based access, backups, custom spreadsheets, and synchronization to your American Express business card.

Now that you've had a chance to look over the five most popular mobile finance tools, it's time to vote for your favorite:

Have an idea for the next Hive Five? Shoot us an email at tips@lifehacker.com with "Hive Five" in the subject line and we'll do our best to give you idea the attention it deserves.

Send an email to Jason Fitzpatrick, the author of this post, at jason@lifehacker.com.

Source:http://removeripoffreports.net/

Schneier on Security: More Stuxnet News

January 17, 2011. More Stuxnet News. This long New York Times article includes some interesting revelations. The article claims that Stuxnet was a joint Israeli-American project, and that its effectiveness was tested on live equipment: ...

Iranian men to be stoned to death over gay sex - Pink News

Two young men who filmed themselves having sex have been sentenced to death by stoning in Iran. The film was discovered on the mobile phones of Ayub and Mosleh, 20 and 21 years old, by agents of the Iranian regime in the Kurdistan city ...

Exclusive: Entertainment News Company TheWrap Acquires ...

TheWrap, a venture capital-backed news organization focused on the business of entertainment and media, has acquired ItsOnTheGrid.com (IOTG), TechCrunch has learned. TheWrap made the acquisition for an undisclosed amount of cash and ...

Friday, 14 January 2011

Making Money Internet

well i don't have much thought provoking opinion in regards to any of those 5 subjects. except Øbomba is a liar and has no balls. now i am very confused what to think about JA. i just read a long article this morning on NYT about the accusations these swedish woman made in regards to him and having sex with him. i think they sound like tiger's dumb doo girls. they wanted it so bad from this julian man, probably secretly wanted to get pregnant. then twist the whole story and condemn him. i am just sick of all this shit being news anyway.

yeah, let's just all be really merry around here like WB7 is every day. winky faces galore and so happy holidays. jeeze get real, it ain't so happy for 99% of people on this earth. why are you pretending to be so above this blight of criminals, destroying every piece of earth, wildlife, ocean beings and people's lives and future, happy holly dazing. america showing all this fake shit like lights and cutting down evergreen trees and putting stupid fake ornaments and lights in each window. it is a BIG waste of energy, that gets EXCEL energy wealthy and those MOFO ceo's billions. christ someone here in boulder put up a HUGE light bulb star on flagstaff mt. it looks hideous. stars don't look like this, nor made of fake stupid incandescent light bulbs.

i don't celebrate christMASS, i get through it.

You're probably reading this on junk. And I'm not talking about newsprint - industry woes aside, that's high-quality stuff. But if you're on a computer or an iPad, and you're not plugged into an Internet jack in the wall? Junk, then.

But it's not your MacBook or your tablet that's so crummy. It's the spectrum it's using.

Spectrum, in the words of FCC Chairman Julius Genachowski, is the economy's "invisible infrastructure." It's the interstate system for information that travels wirelessly. It's how you get radio in your car, service on your cellphone and satellite to your television. It's also how you get WiFi.

But not all spectrum is created equal. "Beachfront spectrum" is like a well-paved road. Lots of information can travel long distances on it without losing much data. But not all spectrum is so valuable.

In 1985, there was a slice of spectrum that was too crummy for anyone to want. It was so weak that the radiation that microwaves emit could mess with it. So the government released it to the public. As long as whatever you were doing didn't interfere with what anyone else was doing, you could build on that spectrum. That's how we got garage-door openers and cordless phones. Because the information didn't have to travel far, the junk spectrum was good enough. Later on, that same section of junk spectrum became the home for WiFi - a crucial, multibillion-dollar industry. A platform for massive technological innovation. A huge increase in quality of life.

There's a lesson in that: Spectrum is really, really important. And not always in ways that we can predict in advance. Making sure that spectrum is used well is no less important than making sure our highways are used well: If the Beltway were reserved for horses, Washington would not be a very good place to do business.

But our spectrum is not being used well. It's the classic innovator's quandary: We made good decisions many years ago, but those good decisions created powerful incumbents, and in order to make good decisions now, we must somehow unseat the incumbents.

Today, much of the best spectrum is allocated to broadcast television. Decades ago, when 90 percent of Americans received their programming this way, that made sense. Today, when fewer than 10 percent of Americans do, it doesn't.

Meanwhile, mobile broadband is quite clearly the platform of the future - or at least the near future. But we don't have nearly enough spectrum allocated for its use. Unless that changes, the technology will be unable to progress, as more advanced uses will require more bandwidth, or it will have to be rationed, perhaps through extremely high prices that make sure most people can't use it.

The FCC could just yank the spectrum from the channels and hand it to the mobile industry. But it won't. It fears lawsuits and angry calls from lawmakers. And temperamentally, Genachowski himself is a consensus-builder rather than a steamroller.

Instead, the hope is that current owners of spectrum will give it up voluntarily. In exchange, they'd get big sacks of money. If a slice of spectrum is worth billions of dollars to Verizon but only a couple of million to a few aging TV stations - TV stations that have other ways to reach most of those customers - then there should be enough money in this transaction to leave everyone happy.

At least, that's some people's hope. Some advocates want that spectrum - or at least a substantial portion of it - left unlicensed. Rather than using telecom corporations such as Verizon to buy off the current owners of the spectrum, they'd like to see the federal government take some of that spectrum back and preserve it as a public resource for the sort of innovation we can't yet imagine and that the big corporations aren't likely to pioneer - the same as happened with WiFi. But as of yet, that's not the FCC's vision for this. Officials are more worried about the mobile broadband market. They argue (accurately) that they've already made more beachfront spectrum available for unlicensed uses. And although they don't say this clearly, auctioning spectrum to large corporations gives them the money to pay off the current owners. But even so, they can't do that.

"Imagine someone was given property on Fifth Avenue 50 years ago, but they don't use it and can't sell it," says Tim Wu, a law professor at Harvard and author of "The Master Switch." That's the situation that's arisen in the spectrum universe. It's not legal for the FCC to run auctions and hand over some of the proceeds to the old owners. That means the people sitting on the spectrum have little incentive to give it up. For that to change, the FCC needs Congress to pass a law empowering it to compensate current holders of spectrum with proceeds from the sale.

One way - the slightly demagogic way - to underscore the urgency here is to invoke China: Do you think it's letting its information infrastructure stagnate because it's a bureaucratic hassle to get the permits shifted? I rather doubt it.

Of course, we don't want the Chinese system. Democracy is worth some red tape. But if we're going to keep a good political system from becoming an economic handicap, there are going to be a lot of decisions like this one that need to be made. Decisions where we know what we need to do to move the economy forward, but where it's easier to do nothing because there are powerful interests attached to old habits. The problem with having a really good 20th century, as America did, is that you've built up a lot of infrastructure and made a lot of decisions that benefit the industries and innovators of the 20th century. But now we're in the 21st century, and junk won't cut it anymore.

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Bad News, About Virgin Mi-Fi and Verizon Upgrades - NYTimes.com

Two announcements this week. Two big bummers. Two good things gone.

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Thursday, 13 January 2011

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Obama's Tucson Speech Fails To Accommodate Cable News's Attention ...

Did you watch the memorial service in Tucson last night? It sure seemed to me to be a cavalcade of statemanship -- presidents of nations and universities and student bodies, governors new and old, ...