On the web trading is continuing to grow on an ongoing basis inside the previous few years. The stock options trader should utilize a specialist for you to key in the inventory instructions.

Should you buy or should you sell? If you are new to the stock market and watch the Suze Orman Show, you may be confused by financial terms and so-called indicators that give stock traders a tip on whether they should buy, sell or hold.

The wisest strategy for making money in the stock market is to buy and hold for the long term, investing more money each month to accumulate more shares just as Suze Orman and Dave Ramsey advise.

Here's a quick lesson on the basic stock indicators that you will want to understand as a money mom hoping to make money in the stock market! Remember don't listen to your friend's great stock market tips. You'll just end up resenting them if you lose your money. You won't hear Dave Ramsey or Suze Orman recommending a particular stock because they are smart enough to know that causes trouble!

No. 1: Indicator that will tip you off on whether you should buy or sell a stock: Insider buys/sells. Sometimes you can tell if a company is headed for trouble if insiders start dumping. As an example, both WorldCom and Enron had a lot of insider selling before the scandal broke.

No. 2: Indicator that will tip you off on whether you should buy or sell a stock: Short interest. This indicator reveals how much stock has been sold short which means people bought in expectation that the price of the stock would fall. The term "short squeeze" refers to the phenomena when the stock starts rising and these people who sold short now have to frantically buy the stock to cover their positions.

No. 3: Indicator that will tip you off on whether you should buy or sell a stock: Economic indicators. Every week there are economic indicators that affect the ups and downs of the stock market. Whether it's a report on unemployment, the consumer price index, consumer confidence or information about the new home market, this data will give you insight as you buy and sell stocks.

No. 4: Indicator that will tip you off on whether you should buy or sell a stock: Price/earnings or P/E ratio. In a nutshell, the P/E ratio is what tells you how expensive or inexpensive a stock is. The higher the P/E the more traders are willing to pay for each dollar of company annual earnings.

No. 5: Indicator that will tip you off on whether you should buy or sell a stock: Dividends. The dividends are the portion of the profits that a company dolls out to its shareholders. If a company temporarily suspends dividends, the shareholders will not be receiving dividend payments every quarter or however often. Dividends can also be re-invested to purchase more shares or fractional shares in the company.

Should you buy or sell based on these various indicators? Not always.

Sometimes you need to be a "contrarian" investor and do the opposite of what other investors are doing in order to make money in the stock market. In other words, if people start dumping shares in a great company just because they aren't offering dividends right now, you may be able to get the stock at a cheaper price.

Likewise, if a company shoots up in value because insiders bought a lot of shares, you may be wise to wait if you find out after everyone else has already pumped up the stock to its highest level in years.

Use your financial intuition and you will know when to buy, sell and hold stocks.

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How to make your property Wheelchair available. Effectively the vital thing to ascertain would be the top that you'll have got.

It may not seem like a big deal when you pull into a handicapped parking space to wait for someone who is just running into the store. Those spaces are never full anyway and they are right at the front of the parking lot where you can see your friend when they come out of the store. If you could figure out a way to get one of those tags to hang from your mirror it would be great to park there in the handicapped spot all the time!

That's a pretty common way of thinking these days. I used to think that way myself until Fran came into my life. Fran the big ole van is what we call our minivan with the wheelchair ramp. The challenges of parking that I had before Fran were all about proximity to the entrance of the store. I live in Texas and the time spent walking across a hot parking lot in the summer needed to be minimized at all costs. Parking close to wherever we are going is very important to us all. Nobody wants to trek a long way either to or from the car to get into the mall or the movies. We ladies have the additional burden of worrying about how our hair and makeup might be affected the longer we spend wandering in the parking lot in the weather. What if we are planning on buying something heavy? We can't be expected to carry something heavy very to the car if it's very far.... None of that has changed for me either, but now I have the added challenge of finding a place where the ramp (and the wheelchair) will fit.

I never imagined the parking issues involved when there is a ramp to be lowered and a wheelchair to be rolled down it. The ramp is on the passenger side so I can only park in handicapped spots where the striped off section is on the passenger side. Additionally, the stripped off section has to actually be big enough to accommodate the ramp and the wheelchair.

You might imagine that the spaces are all a standard size but they are not! At most public places there are handicapped parking spots but if they are not big enough for the ramp then crazy things have to happen! In the case where there is not enough room for the ramp I have to pull into the space as far as I can and then stop and drop the ramp, roll the wheelchair down it, find a safe place to park the wheelchair with my daughter in it while I fold the ramp back up and pull all the way into the parking space. Whew! While I am performing this dangerous feat there are cars whizzing around us, sometimes honking and gesturing. It's even more exciting when my 4 year old is with us too. I always try so shrug it off not wanting my daughter to feel like she is the cause of such a scene, but it makes me very uncomfortable each time I have to do it. The ramp is a standard size, nothing out of the ordinary and the wheelchair in question is smaller than most because my daughter is only 7.

Sometimes we find a space that is large enough and we get in just fine, but when we come back out someone has parked on the striped off area and we are stuck again. I have some suggestions that might help my fellow ramp van drivers:

• Park between the lines in your space!
• Learn to back into a space if the striped off area is not where you need it to be.
• If you don't have ramp/lift don't park in the spaces with the larger striped off area.

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What exactly is the Stock Market? It truly is a great structured process where anybody as well as everybody can certainly either purchase or market the stocks and options as well as explains to you

With the all Federal Reserve interest rate cuts lately -- and with another expected at the end of April -- it is no surprise that many people are wondering what interest rates have to do with things that affect their lives. One of these things is the stock market.

Interest rates and the stock market

It is true that interest rates do not have a direct effect on the stock market. Instead, they have an influence on the stock market. Interest rates influence the stock market in two main ways: through companies and through economic perception. The Federal Reserve sets interest rate policy regarding the rate at which banks lend money to each other. This is an important point to be made. When an interest rate cut is made, it has certain effects on the psyche of those involved.

Interest rates and their effects on companies. This is one of the ways interest rates affect the stock market. Companies can get loans at lower interest rates when a cut is made. When interest rates go up, it costs more to borrow money. This affects overhead costs. And it means that companies' profits are affected. So if interest rates go down, the thought is that companies will spend less money and therefore have higher profits. This invites investors to put their money in the stock market, and it raises the market values. Interest rate hikes, on the other hand, can have an opposite effect in some cases.

Interest rates and economic perception. Investors can get an idea of where the economy is headed due to interest rates. The perception is that when rates are cut, the economy is being stimulated and is likely to expand. In the case of the recent interest rate cuts, many perceived that the Fed was willing to do anything to help the stock market, and this meant that there were jumps in stock values directly following the rate cuts. On the other hand, interest rate hikes put a cap on economic expansion. They can also indicate inflation fears, and this can influence the stock market.

Obviously, though, interest rates are just one factor to consider in stock investing. Your decisions should not be based solely on interest rate cuts or hikes. There are many influences on the stock market, and sometimes perception can make the market behave in ways that are contrary to conventional knowledge. The stock market is unpredictable. But it is still possible to discern general trends.

Disclaimer: I am not an investment professional. This should not be construed as investment advice. All investment carries the risk of loss. Before investing, do your own research and/or consult with an investment professional.

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Stocks using minimal price/book proportions or price/earnings proportions. Historically, importance stocks and shares have liked larger typical results in comparison with growth stocks and shares (shares having large price/book as well as P/E percentages) in a number of nations

As your frustrations mount in an ever changing stock market have you changed your investment strategy? Do you wonder who is making money in the market and how they do it? Do you read a constant flow of books teaching the hot ideas of stock market strategies? In desperation do you listen to the constant bombardment of market gurus on the financial channels?

If you see yourself in any of the above scenarios you will benefit from the 4 principles to picking winning stocks in todays stock markets. Why? Because there are an endless amount of variables that effect your investments and you need some guiding principles which we call tactical principles. These are different from strategies you employ such as buying stocks that pay dividends or diversifying your portfolio. These principles have helped all professionals stay close to profits in down markets while creating large gains in up markets.

Invest in Financially Sound Companies

Companies whose products you see everyday is a great place to start. Do you buy Clorox bleach, Campbell's soups, Dell computers, Apple iPhone or see Caterpillar equipment. They are good examples of financially sound companies. What makes a company sound financially?

To start with always look to see how their price earnings or PE ratio compares with others in the same industry. If they lag a little bit it could be because they are overlooked or if they lag a lot maybe they are in financial trouble. Read news releases, search financial websites for articles on the company and don't forget to look at the company website.

If they pay a dividend then how safe is that dividend? Is the payout ration lower then 50%? If it is then you can bet it will pay that dividend or higher for a long time. The payout ratio is the annual dividend divided by the earnings per share.

Another key ratio is the debt ratio. This tells you how much debt they have in comparison to their assets. I like to compare their debt payments to their cash flow to see how much they struggle making that payment.

Earnings and revenues are key components in a sound financial company. Do they consistently make their quarterly numbers? If so they operate under a sound conservative financial plan of operations and have a great handle on their business.

All publicly traded companies must file with the SEC so all their financial documents are available for free. Review them thoroughly. This will help you sleep at night I promise.

Invest in Sectors that are Hot

Right now technology is a hot sector because of the mobile internet and health care is not because of new government regulations curbing expenses. Although we encourage diversification we feel that you can achieve diversification through the top 6-7 sectors that are hot right now.

Under a zero interest rate environment with the federal reserve we believe that materials, industrial equipment, technology, energy, chemicals, consumer staples, and banking are the sectors to be in at the moment.

As the recessionary recovery continues those sectors will change and mature and so should your investments.

Take Profits Early and Often

Over the years I have become a proponent of taking profits early and often. Why? Because of computer or flash trading. The market can react so quick that your investments with a nice profit can become a loser in a matter of seconds. Take for instance the recent drop in the market that left P&G down from $62 a share to $30 a share due to broker error on entering a large order in the system. Sure the SEC rescinded some trades but you get the point, it happens in a flash.

Have a goal in mind for the year. Mine is 20% return on the value of my portfolio on January 1st.

A good guide as to what constitutes a good profit is when it exceeds the dividend for the year. If you own a stock that will pay you annually $300 and you have a $400 dollar profit then take the profit and trade out of the stock. Chances are it will fall back in price and you can repurchase again and again. I have repurchased Apple Computers probably 4 times this year alone in my IRA making money each time. If like Apple they don't pay a dividend assume a 3% dividend as a basis to explore reasonable profits.

Always... Always... Have Cash Available

Always try and maintain a 10% minimum cash position for special occasions. Once in a while a certain stock will for no apparent reason drop in value. It usually happens because a mutual fund or a hedge fund must liquidate a position to satisfy cash flow requirements or to pay out a large redemption.

Don't assume you should always be 90% invested. Only invest when you can buy low and make a profit when you sell high. Sometimes you may only be 40% invested just wait till the market drops 3% or more then review the investments in light of the drop.

If you institute these simple stock picking tactics in your investment portfolio you will be surprised at the returns and lack of loses you will endure compared to a buy and hold or trying to grow your portfolio using high risk small cap stocks.

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What is the particular Stock trading game? It really is a structured system wherever any individual as well as everybody could either obtain or advertise the stocks and options or even shares

One of the worst things that can happen when you invest in any company is that you could buy in at a peak and the stock will soon realize a trough. It's not uncommon as we often all watch a stock rise and rise and then buy in just as the temperature on this stock begins cooling. After all, no stock can continue its rise forever. Still, just because a stock is rising doesn't mean that's any reason to not put your money to work when you have it. If this rise to crescendo happens to be when you have bought your stock, consider doubling down. Doubling down is of particular interest for this discussion with penny stock investing; but doubling down works for all types of investing.

What is doubling down? Some cynics call doubling down, "throwing good money after bad." This is because you are basically chasing a position which has lost a significant percentage of its initial value in the hopes that your decision to do this will be validated in the stock prices eventual rise. At least to some kind of a breakeven point.

For example; say you buy in at EFG penny stock when it is trading at $.02. Say you buy 100,000 shares; this would mean that your initial investment is $2000. Now imagine if these same shares went down to $.004. Ouch! That means that these same 100,000 shares are now worth $400.

While the first instinct may be to cut and run, this is not a very profitable way to live; especially if you believe in the product or the company and its future. Instead of running scared you may wish to chart the trades of this stock and once you're confident this trade has reached a bottom, you can buy more and double down your investment.

If this trade has reached its bottom point at $.004, investing another 100,000 shares means that your aggregate investment is $2400; that means that the share price only needs to reach $.012 for you to breakeven. If you can stomach another 200,000 shares at the $.004 share price, then your breakeven point is only $.0093. On and on down the line it goes.

Double down investing really works best for people who have the most time to keep their money active in the markets and reach their goals. What with the recent retracement in blue chip companies, this has presented the buying opportunity of lifetime for many investors. Still, not all of us have that kind of capital to risk; this is why penny stock investing can be a real help for small time investors. While penny stock investing isn't for everyone, the fact is that if you do you research and can tolerate the wild swings, doubling down can help you to strengthen your position, achieve the strike price you've been looking for and at least help you gain back any capital you've lost.

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Stock Industry Trading Simple guidelines Which Aid Investors Make money from Stocks

In stock trading, you are up against the sharpest minds on Wall Street. To get ahead, you need an edge.

Insider Information
Insider trading is illegal, although still widespread.

Access to Information
Institutions enjoyed that advantage for decades by getting advance warnings from company executives. Reg. D put an end to that.

Faster Execution
If we all get the same access to the same information more or less at the same time, then it's the speed at which we react to it that counts. The edge is in beating the others to it - by a day, an hour, a minute. That's where trading seems to be heading: faster execution, lower commissions, more sophisticated online order entries.

There is only one problem: when something gets too crowded, it leads to diminishing returns.

"Dogs of the Dow" was a popular strategy in the 90s. Why bother with anything else when you can outperform the market by buying the top 5 or 10 highest yielding Dow 30 stocks? Once a year, or once a quarter, you roll your money from the winners into a new batch of "dogs." A lot of people did that. Every major brokerage firm rolled out its own version. Now every month somebody was rolling money out of their winners into the current dogs. The end result: the strategy stopped working, and the Dow turned itself into an underperforming dog for years.

You can't beat the crowd by running with it. If you want an edge, you have to look where nobody else does.

Despite what they teach you in school, not everybody can be above average, not everybody can be a winner. Trading is a wealth transfer mechanism where money flows from the many to the few.

Betting against the crowd, not with it, will give you that edge. It does not necessarily mean being a contrarian and zigging when everyone else is zagging.

Many proven trading systems insist that you never lose more than 10% on a trade. When a lot of people started following that rule, a stock declining 10% would trigger an avalanche of stop sell orders, causing further decline. So CANSLIM now suggests cutting your losses at 7 or 8% to be out ahead of the crowd. But now CANSLIM has gotten so popular that more and more people are following the 7-8% sell rule. The result? The selling avalanche now starts earlier but subsides before it reaches 10%. Your best bet is to either cut your losses even sooner (which happens more often) or put the stop back at 10%, avoiding getting stopped out of an advancing zoomer altogether.

So if most traders trade off an intraday, 3-day or 10-day chart, it may make sense to take a longer perspective. Most zoomers' runs last 2-4 months. By accepting a little more fluctuation, you increase your chances of bigger gains while minimizing short term trading.

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Tips on how to generate a handicapped entry ramp

Portable wheelchair ramps are a convenient way for a wheelchair user to access any area. They can help you get over steps or thresholds, or enter a number of different models of vans, minivans, and SUVs, without having to modify them for wheelchair access. A variety of different portable ramps are available. When choosing a portable ramp, you have to take into account what kind of wheelchair you are using and what angle of incline you can use, the ramp length you will need to achieve this angle in the areas you're likely to use the ramp, and what size and weight of ramp you can transport.

Rollup Ramps: These ramps are unrolled and secured with a side railing to provide a short ramp, available in lengths of three or five feet. These ramps are extremely portable, with a very low weight and compact size. They are excellent for crossing thresholds and one or two steps, but their use is limited to short inclines.

Single-Fold Ramps: Single-fold wheelchair ramps or suitcase ramps are reasonably light and sturdy. They have a high weight capacity and can be transported fairly easily for mid-height inclines. The disadvantage is that the ramp retains its full length when folded, making larger single-fold ramps cumbersome.

Multi-Fold Ramps: Multi-fold wheelchair ramps are made up of four sections which fold into a heavy duty portable ramp with lengths available of up to 12 feet. These are the heaviest portable ramps, but they provide even heavy wheelchair users the ability to pass over steps and to enter large vehicles.

Track Ramps: Adjustable-length track ramps, or telescoping ramps, are extremely versatile. These ramps allow easy access to short steps and thresholds, and can be extended to cover higher inclines. Models are available which extend up to ten feet. These ramps come in pairs, each ramp acting as a track under each side of a wheelchair. Because of this, this ramp cannot be used for power scooters with three wheels or six-wheeled power wheelchairs; the wheels will not all fit on the same track. The track ramp is extremely light-weight but also has a lower weight capacity than a folding ramp.

Temporary Ramps: Ramps are available which can be easily installed as a temporary or semi-permanent access to a home or business. These ramps come in a variety of forms. The simplest are lightweight aluminum ramps which can be moved from one threshold or step to another quickly and conveniently. Mid-length door-width ramps are available with minimal assembly to allow entry to a place where a wheelchair user will be visiting or staying temporarily or semi-permanently, or in any situation where a permanent ramp is inconvenient. Temporary, easily assembled ramp structures are even available in multi-section ramps and platforms allowing easy access with a low slope.

These different types of temporary wheelchair ramps allow access in any situation. You can measure or approximate the height of the obstacles you're planning to pass using temporary ramps and ask what length of ramp you need when you order; some websites also offer ramp calculators to help you figure out what kind of ramp you need.

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DNA Hints At African Cousin To Humans - Science <b>News</b>

Gene profiles suggest people interbred with a now-extinct species on the continent not that long ago.

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Crossroads GPS: &quot;<b>News</b>&quot; - YouTube

Tell President Obama: for real job growth, stop spending and cut the debt.

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Digg relaunches as a general <b>news</b> site

The new Digg has just been relaunched and is now available for everyone. The new website displays all contents on the frontpage with no option to dig deeper.

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